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Covered California Open Enrollment begins November 1st
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What is homeowners insurance?

  • Covers your home and your personal property
  • Protects you and your family against liability lawsuits

How much home insurance to I need?

  • Insure your home for the value of your home, cost to rebuild your home
  • Ask your PHP insurance agent for a flood, hurricane, or earthquake policy

How much personal property insurance coverage do I need?

  • Make sure your policy pays for the full replacement value of your property
  • Ask a "rider" to insure your expensive items

What about liability coverage?

  • If you have a substantial amount of assets you can increase your coverage or buy an umbrella liability policy

Why buy homeowners insurance?

  • Save you money to rebuild your home in the event that something happens to your home or belongings
  • Should protect you against legal action and pay for the injured guest's medical bills

Why choose PHP Insurance Services?

  • Great protection at great price with multiple choices
  • Extensive experience, utterly reliable
  • High quality services and support 24/7

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Covered California Offers Consumers A Chance To Minimize Their ...

New Category Created for Special Enrollment Allows Those Unaware of a Tax Penalty for Being Uninsured to Sign up for Coverage by April 30. SACRAMENTO, Calif. — Covered California is offering a special enrollment opportunity for consumers who did not know or understand ...View more

How To Pick A Medicare Advantage Plan california-healthline.jpg

In the months leading up to the fall Medicare open enrollment season, your mailbox may be overflowing with sales brochures from Medicare Advantage plans. Our advice is to ignore them. There are better, unbiased ways to pick the right plan for you. First and most important is to read the Annual Notice of Change. View more