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Umbrella Insurance: What Is It?

  • Provides additional liability coverage above the limits of your homeowners, auto, and boat insurance policies
  • Provides coverage for claims that may be excluded by other liability policies

What Does Umbrella Insurance Cover?

  • Provides coverage for injuries, damage to property, certain lawsuits, and other personal liability
  • Covers some situations that aren't covered by the other types of policies

The types of coverages

  • Bodily Injury Liability – covers the cost of damages to another person's body
  • Property Damage Liability – covers the cost of damage or loss to another person's tangible property

Who Needs Personal Umbrella Coverage?

  • A Personal Umbrella insurance isn't just for the wealthy. It's for everyone
  • We offer comprehensive and affordable protection

An Example?

  • The cost of the injuries you cause to others is $1,000,000
  • The Bodily Injury limit on your auto insurance is $300,000
  • The $1mil umbrella policy will pay the remaining $700,000

Why choose PHP Insurance Services?

  • Great protection at great price with multiple choices
  • Extensive experience, utterly reliable
  • High quality services and support 24/7

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