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Covered California Open Enrollment begins OCtober 15th

What is Health Insurance?

  • To pay a portion of medical expenses
  • The average cost of a three-day hospital stay is nearly $30,000
  • Over half of bankruptcies are related to medical expenses

What Does Health Insurance Cover?

  • Visits to doctors, Emergency services, Medical services, Hospital stay, Prescription drugs,... with cost sharing

Health Insurance Covers Prescription Drugs:

  • Without health insurance, you probably can’t afford prescription drugs
  • With health insurance, a small co-payment is usually all that’s necessary to purchase a prescription drug

Choosing the Best Health Insurance Plan:

  • Make sure your health insurance plan covers the prescription drugs you need
  • As medical costs continue to soar, health insurance is more important than ever
  • PHP will help you to find out your best plan

Choose between HMO and PPO

  • HMOs are generally cheaper, but PPOs offer greater flexibility

Why choose PHP Insurance Services?

  • Great protection at great price with multiple choices
  • Extensive experience, utterly reliable
  • High quality services and support 24/7

Get Health Insurance

Anytime. Anywhere.

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Covered California Offers Consumers A Chance To Minimize Their ... california-healthline.jpg

New Category Created for Special Enrollment Allows Those Unaware of a Tax Penalty for Being Uninsured to Sign up for Coverage by April 30. SACRAMENTO, Calif. — Covered California is offering a special enrollment opportunity for consumers who did not know or understand ...View more

How To Pick A Medicare Advantage Plan california-healthline.jpg

In the months leading up to the fall Medicare open enrollment season, your mailbox may be overflowing with sales brochures from Medicare Advantage plans. Our advice is to ignore them. There are better, unbiased ways to pick the right plan for you. First and most important is to read the Annual Notice of Change. View more