Call Toll Free: 1 (800) 879-3838
24/7  Support
Covered California Open Enrollment begins OCtober 15th

What is life insurance?

  • To pay a sum of money to a person of your choosing upon the death of the insured

The purposes of life insurance:

  • The most common purpose of life insurance is to protect the finances of one's family or friends in case of a wage-earner's death, but that's not its only use

How life insurance works?

  • The life insurance company pledges to pay a death benefit to the policy's beneficiary upon the death of the insured
  • The policy owner is responsible for paying premiums in order to maintain the policy in force

Types of life insurance

  • Life insurance is understood best by dividing all types of life insurance into three categories: term life insurance, whole life insurance, and universal life insurance

Choosing the right life insurance policy

  • How big of a death benefit do I need?
  • How long do I need coverage?
  • Where should I buy life insurance?
  • PHP Insurance Services will help you to find out a best policy

Why choose PHP Insurance Services?

  • Great protection at great price with multiple choices
  • Extensive experience, utterly reliable
  • High quality services and support 24/7

Get Life & Financial Insurance

Anytime. Anywhere.

Insurance Type

Zip Code

Covered California Offers Consumers A Chance To Minimize Their ...

New Category Created for Special Enrollment Allows Those Unaware of a Tax Penalty for Being Uninsured to Sign up for Coverage by April 30. SACRAMENTO, Calif. — Covered California is offering a special enrollment opportunity for consumers who did not know or understand ...View more

How To Pick A Medicare Advantage Plan california-healthline.jpg

In the months leading up to the fall Medicare open enrollment season, your mailbox may be overflowing with sales brochures from Medicare Advantage plans. Our advice is to ignore them. There are better, unbiased ways to pick the right plan for you. First and most important is to read the Annual Notice of Change. View more