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Covered California Open Enrollment begins OCtober 15th
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What is Medicare?

  • A program under the U.S. Social Security Administration that reimburses medical costs to qualifying people

Who is eligible for Medicare?

  • For people age 65 or older, younger people with disabilities and people with End Stage Renal Disease

What is Medicare Supplement or Medigap?

  • A Medicare Supplement (or Medigap Insurance) policy is private health insurance specifically designed to supplement the Original Medicare Plan

What is a Medicare Advantage plan?

  • Medicare Advantage Plans, like an HMO or PPO, are offered by private companies approved by Medicare

How to choose a right Medicare Plan?

  • To look over all of the different types of health care coverage can be very confusing
  • PHP will help you at no cost to find out your best plan

Why choose PHP Insurance Services?

  • Great protection at great price with multiple choices
  • Extensive experience, utterly reliable
  • High quality services and support 24/7

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Covered California Offers Consumers A Chance To Minimize Their ...

New Category Created for Special Enrollment Allows Those Unaware of a Tax Penalty for Being Uninsured to Sign up for Coverage by April 30. SACRAMENTO, Calif. — Covered California is offering a special enrollment opportunity for consumers who did not know or understand ...View more

How To Pick A Medicare Advantage Plan california-healthline.jpg

In the months leading up to the fall Medicare open enrollment season, your mailbox may be overflowing with sales brochures from Medicare Advantage plans. Our advice is to ignore them. There are better, unbiased ways to pick the right plan for you. First and most important is to read the Annual Notice of Change. View more