PHP Insurance Services logo, and other marks, including the names of various products
and services described within and offered by companies represented by PHP Insurance
Services and its subsidiaries are service marks of these companies.
Permission to use, copy and distribute these materials without fee is hereby granted,
for non-commercial purposes, provided that the material is unaltered and PHP Insurance
Services copyright notice appears in all copies.
Use of this site shall be governed by and construed in accordance with the laws of the
State of Illinois without giving effect to any principles of conflicts of laws. Any
dispute concerning this site shall be subject to the exclusive venue of a court of
competent jurisdiction in Illinois.
Should any provision of our terms and conditions be held invalid, unlawful or for any
reason unenforceable, then the invalid, unlawful or unenforceable provision shall be
severable from the remaining provisions. Such invalid, unlawful or unenforceable provision
shall not affect the validity or enforceability of the remaining provisions.