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MEDIGAP

What is MediGap?

  • A Medicare Supplement (MediGap) policy sold by private companies, can help to pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
  • Some MediGap policies also offer coverage for services that Originals Medicare doesn't cover, like medical care when you travel outside the US. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.
  • A Medigap policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.
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