Condos are an alternative form of home ownership. With this unique feature comes unique insurance needs. Generally, your condo association will cover the exterior areas. You are responsibility for interior areas.
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Condo Insurance
Why Do I Need Condo Insurance?
The condo association may not cover all events or liabilities that may occur in and around your condo. Break ins, water damage, or slip and falls may not be covered which opens you up to financial risk.
What Does a Condo Insurance Policy Cover?
Generally, condo insurance may cover your personal property and the interior of your condo. Damage to the interior of your condo resulting from fire/lightning/windstorm, smoke, vandalism, theft, and water damage may be covered.
