Call Toll Free: 1 (800) 879-3838

Boat Insurance

What Does Boat Insurance Cover?

Boat Insurance will insure damages to your water vehicle. It can be a motorboat, sailboat, or other type of water boat.

  • Property
    The insurance will cover damages resulting from damage and theft. Coverage is active regardless if your boat is on land or on the water.
  • Liability
    Protects you against damages to another person’s property or damage.
  • Medical Payments
    Pays for injuries resulting from accidents to passengers on your boat. Examples of these types of expenses include hospital bills, medications, and x-rays.
  • Uninsured Watercraft
    Protects you or your passengers in accidents resulting from uninsured watercraft.

Other Types of Protection

Speak to your insurance agent about extra coverage for things like boat trailers, accessories, special equipment, and damage resulting from fuel spills or wreckage.